Investing for the Long Term

When it comes to investing, there is no better time to start than the present and there are a few concepts that reinforce that idea which are dollar cost averaging, compounding and diversification. Together these fundamentals make for greater returns on average when compared to a regular savings account because most savings accounts have rates […]

Credit Card Safety: Best Practices

Credit cards and debit cards have helped us purchase items with ease at our everyday grocery store to our favorite online retailer. However, there are certain dangers that everyone should be mindful of when using a credit card. The most obvious one is to not lose it as anyone can find it and make a […]

Getting Financially Fit in 2020 and beyond

As mentioned in my “Year in review” post, one of my goals for 2020 is to further reduce my credit card debt. So in this post I just want to talk about how I plan on achieving this goal as well as the kind of tools I’ve been using and I’ll give my thoughts on […]